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Type of Buy to Let

23/08/2017
  • Consumer Buy to Let – this is when you have lived in the property as your main residence or you inherit a property that was a main residence and then due to a change in circumstances you choose to let the property and you receive no other rental income. Intermediaries must hold appropriate FCA permissions
  • Regulated Buy to let – this is when you or a member of your family will at some stage be a tenant (this also applies to Holiday Buy to let where you or a family member expect to rent the property at some stage)
  • Business Buy to let – this is where the transaction does not merit either of the criteria above and is purely a business transaction to generate income and yield