- Max 50% LTV
- Minimum age 65 at application for all borrowers
- Affordability assessed on a sole survivor basis for joint applications
- Leasehold property must have a minimum of 110 years remaining on the lease at application
- Loans to repay gambling debts will not be accepted
- Property & Financial Lasting Power of Attorney must be registered within 12
months of completion of the mortgage
Please visit our dedicated RIO page for further info on our RIO proposition including affordability and how to submit your application.