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Blog Archives

Consumer Buy to Let

23/08/2017

Rental Cover & Affordability Gross rental income must cover the mortgage payment (calculated at the Society’s BTL stressed rate on an interest only basis) by a minimum of 145%, calculated after assuming no void periods after taking into account any other borrowings. Evidence of actual or anticipated rental income is obtained by reference to a...

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Non Standard Construction

23/08/2017

Any properties of non-standard construction or defective construction as defined under Housing Act 1985 listed below will not be considered: Airey Boot Boswell Butterley Cornish Type 1 Cornish Type 2 Dorran Dyke Gregory Hawksley Laing Easi Form Lileshall Myton Mundic Newland Orlit Parkinson Frame Remma Hollow Panel Schindler Smith Stent Stonecrete Terran Underdown Unity Waller...

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