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Blog Archives

Insurance

23/08/2017

Site insurance must be in place at the time of completion and must cover as a minimum: £5m Public Liability £10m Employers Liability Contract works for the re-instatement value Reinstatement for any existing structure The Society’s interest noted as mortgagee Title insurance will be arranged to protect against defective title and/or planning consents and permissions



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Interest only

23/08/2017

Permitted on specific products – refer to product guide Maximum LTV 60% Minimum equity £175,000 (£250,000 where downsizing is the repayment strategy) Repayment strategy: Must be held in the UK in £ Sterling. Repayment strategies held outside the UK or not in £ Sterling are not acceptable Endowment policy Projection from the provider based on...



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