Coronavirus - Help us to help you.

From Monday 1 March 2021 Melton for Brokers will be open Monday to Friday, 9am to 5pm.  Our Lending Team is available 9am to 12pm on Saturdays. Key Temporary Criteria

  • Maximum LTV is 90%
  • We are now accepting new build applications up to max 80% LTV (60% for flats)
  • We will consider furloughed applicants by referral only. Please contact us to discuss with full details of the circumstances before submitting an application
  • We are conducting desktop valuations on all applications up to 70% LTV that meet our AVM criteria. These can then progress to offer as normal. Applications above 70% LTV and those that do not meet criteria, will be progressed as far as possible and subject to a physical valuation before a binding offer can be issued. We are now instructing physical valuations in England & Wales

The Melton for Brokers

THE INFORMATION ON THIS WEBPAGE IS FOR THE USE OF PROFESSIONAL INTERMEDIARIES ONLY
visit: MBS Lending  |  The Melton Building Society

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Blog Archives

Insurance

23/08/2017

Site insurance must be in place at the time of completion and must cover as a minimum: £5m Public Liability £10m Employers Liability Contract works for the re-instatement value Reinstatement for any existing structure The Society’s interest noted as mortgagee Title insurance will be arranged to protect against defective title and/or planning consents and permissions

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Interest only

23/08/2017

Permitted on specific products – refer to product guide Maximum LTV 60% Minimum equity £175,000 (£250,000 where downsizing is the repayment strategy) Repayment strategy: Must be held in the UK in £ Sterling. Repayment strategies held outside the UK or not in £ Sterling are not acceptable Endowment policy Projection from the provider based on...

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