The following modern methods of construction property types and cladding systems will be considered for self build lending, subject to satisfactory insurance and new build warranty, along with a full assessment of the demand and future salability: • Huf Haus • SIPs (structural insulated panels) where the outer skin is masonary, brick, polymer/cement renders or...
At least one borrower must be no more than 80 at the end of the mortgage term for residential mortgages. For joint mortgages, the maximum age 80 applies to the youngest borrower. In addition to the checks on income into retirement there is also a requirement for the mortgage to be affordable based only on...
18 years – Standard 25 years – Buy to Let 25 years – Self Build
As specified in product literature
£25000 (unless otherwise stated on product literature)
As specified in product literature LTV based on the lower of the purchase price or valuation
