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Blog Archives

Modern Methods of Construction

31/07/2018

The following modern methods of construction property types and cladding systems will be considered for self build lending, subject to satisfactory insurance and new build warranty, along with a full assessment of the demand and future salability: • Huf Haus • SIPs (structural insulated panels) where the outer skin is masonary, brick, polymer/cement renders or...



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Maximum Age

23/08/2017

At least one borrower must be no more than 80 at the end of the mortgage term for residential mortgages. For joint mortgages, the maximum age 80 applies to the youngest borrower. In addition to the checks on income into retirement there is also a requirement for the mortgage to be affordable based only on...



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Minimum Age

23/08/2017

18 years – Standard 25 years – Buy to Let 25 years – Self Build



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Maximum Loan To Value

15/08/2017

As specified in product literature LTV based on the lower of the purchase price or valuation Advances in London are subject to a maximum of 60% LTV



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