Our current office opening times - Help us to help you

Our office opening hours are Monday to Friday 9 am – 3 pm and Saturday 9 am to 12pm.
Office telephones will be open Monday to Friday 9 am to 4.30pm.
Our telephone opening hours at Principal Office are 9 am – 6 pm Monday to Friday and 9 am to 12 pm on Saturdays.
Please note visitors to our offices and Principal Office will be required to wear a face covering.
Thank you for your cooperation.

THE INFORMATION ON THIS WEBPAGE IS FOR THE USE OF PROFESSIONAL INTERMEDIARIES ONLY
visit: MBS Lending  |  The Melton Building Society

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Blog Archives

Retirement Interest Only (RIO)

01/04/2019

Max 50% LTV Minimum age 65 at application for all borrowers Affordability assessed on a sole survivor basis for joint applications Leasehold property must have a minimum of 110 years remaining on the lease at application Loans to repay gambling debts will not be accepted Property & Financial Lasting Power of Attorney must be registered...

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Regulated Buy to Let

23/08/2017

Rental Cover & Affordability Gross rental income must cover the mortgage payment (calculated at the Society’s BTL stressed rate on an interest only basis) by a minimum of 145%, calculated after assuming no void periods after taking into account any other borrowings. Evidence of actual or anticipated rental income is obtained by reference to a...

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Right to Buy

15/08/2017

Permitted on selected products only Not available on flats in London The maximum loan considered is 100% of contractual purchase price up to a maximum of 65% LTV (60% in London) Rent paid by housing benefit within the last 12 months is not acceptable

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Remortgage

15/08/2017

Permitted on properties which have not been subject to sale or remortgage in the preceding six months with the following exceptions: Inherited properties Self-build properties Properties to be renovated Loan purposes considered: £ for £ remortgage Capital raising for home Improvements Capital raising for debt consolidation up to 75% LTV** ** Where a loan is...

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