Manage Cookie Settings

Preferences updated.

Essential Cookies

Essential cookies allow us to remember the choices you make on our site and to provide enhanced and more personalised features, such as acknowledging a service announcement, remembering if we have asked you to participate in a promotion and for other services you request. These features help us to improve your visit to our website and are essential to the funcionality of the website and so cannot be disabled.

Non-Essential Cookies

The non-essential cookies on our website are mainly analytical cookies and are used to track visitors on the website. They are crucial in measuring the performance of a website and to optimise it. If you do not wish for us to track your usage you can disable these here

Blog Archives

Unacceptable Security


The following types of property are not acceptable: Properties of non-standard (classed as defective under the Housing Act) construction Freehold flats Studio flats Bedsits Houseboats Property adversely affected by subsidence Property in a derelict condition Multiple occupancy properties Properties with a value of less than £90,000 Properties described in the valuation report as being unsuitable...

Learn more

Self Employed


Applicants must have been trading for a minimum period of 24 months For self-employed applicants and company directors owning 33¹/³ % or more of the company, the following are required:- LTV < 75% – most recent three years accounts or SA302 documents and respective Tax Year Overviews LTV > 75% – most recent three years...

Learn more

Self Build


Self build applications will be considered where the applicant intends to reside in the property in line with general criteria and in addition the following will also apply:

Learn more

Shared Ownership


The maximum loan to value ratio considered by the Society is 90% of the share being purchased subject to a maximum of 75% of the value of the property for the purposes of staircasing (maximum 60% LTV for new build flats) Society will only lend on 25% of affordable scheme housing on any single development...

Learn more