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Christmas Opening
Please note our offices will be closing at 12.30pm on 24 December until 9am on 27 December.
We will also be closed on Wednesday 1 January 2020.
Wishing you a very Merry Christmas and a Happy New Year.
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Why Choose Us?
Melton Building Society has been providing mortgages for over 140 years and we are committed to supporting brokers to help people buy their own homes.
Why choose Melton?
No credit scoring
Flexible underwriting and cases looked at individually
Available across England and Wales
Direct contact with the assessor dealing with your application
Dedicated Broker Sales Team
Specialist in self build mortgages
Long successful track record of handling complex cases
What does Melton provide?
Short Term Lending
Term 1 – 5 years
Loans £100k to £1m
No ERCs
Shared Ownership mortgages
5% deposit
New Build up to 95% of share price for houses and flats
Restricted staircasing accepted
Residential mortgages
Low deposit (10%)
New build houses with up to 90% LTV
Flats up to 90% LTV (new build max 60% LTV)
Let to Buy up to 90% LTV on new residential purchase
Interest only up to 60% LTV
Remortgage up to 90% LTV
Right to Buy 100% of purchase price
RIO mortgages up to 50% LTV
Buy to Let mortgages
Regulated Family BTL
Non owner occupiers, first time buyers and first time landlords
Minimum income can be shared between joint borrowers
Holiday Lets including Regulated Consumer BTL product
Self Build mortgages
Available for self build, custom build, renovation and conversion
Stage payments in advance including to purchase land
Interest only payments for build period
Option to transfer to another product and waive ERCs (subject to eligibility) on receipt of completion certificate and final inspection