The Melton Building Society has been providing mortgages for over 140 years and we are committed to supporting brokers to help people buy their own homes.

Why choose the Melton?

• No credit scoring
• Flexible underwriting and cases looked at individually
• Available across England and Wales
• Direct contact with the assessor dealing with your application
• Dedicated Broker Support Team
• Specialist in self build mortgages
• Long successful track record of handling complex cases

What does the Melton provide?

Short Term Lending

• Term 1 – 5 years
• Loans £100k to £1m
• No ERCs

Shared Ownership mortgages

• 5% deposit
• Minimum age 18

Residential mortgages

• Low deposit (10%)
• New build houses with up to 80% LTV
• Flats up to 90% LTV (new build max 60% LTV)
• Let to Buy up to 90% LTV on new residential purchase
• Interest only up to 60% LTV
• Remortgage up to 90% LTV
• Right to Buy 100% of purchase price
• Help to Buy Maximum 75% LTV (55% in London)
• RIO mortgages up to 50% LTV

Buy to Let mortgages

• Let to family
• Non owner occupiers, first time buyers and first time landlords
• Minimum income can be shared between joint borrowers
• Holiday Lets
• Consumer BTL

Self Build mortgages

• Available for self build, custom build, renovation and conversion
• Stage payments in advance including to purchase land
• Interest only payments for build period
• Option to transfer to another product and waive ERCs (subject to eligibility) on receipt of completion certificate and final inspection
• Family Assist product

Credit Repair mortgages

• Available through our subsidiary MBS Lending (www.mbslending.co.uk)

Please refer to our Product Guide for full product details.