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New High LTV Fixed Rate and Reduced Rate on Shared Ownership


As a helping hand to clients requiring higher LTV options, the Melton has launched a new high LTV mortgage and reduced the rate on shared ownership:

  • 3 Year Fixed Rate to 31 January 2025 (initial pay rate 2.49%), 90% LTV, no fees. Min loan amount £150k. Not available for new builds or flats.
  • Shared Ownership 5 Year Fixed Rate to 30 November 2026 (initial pay rate 3.79%), no Fees. 95% LTS / 75% LTV. Min loan amount £100k.

“This competitively priced new standard residential product and reduction of 20 bps on our shared ownership product are great news for first time buyers, particularly when combined with our flexible criteria and common-sense approach to lending,” says Jon Cartlidge, Head of Marketing, the Melton.  “We regularly review our rates to ensure we remain competitive for all types of borrowers.”

The Melton’s broker website,, provides an online end to end mortgage processing system that enables brokers to register, obtain a DIP, submit an application, upload documents and track cases online – all in one easy to access place. They can also access current service levels, affordability calculators, product guide, lending criteria and a Broker Live Chat service.