Coronavirus - Help us to help you.

From Monday 4 January 2021 our Principal Office will be open Monday to Friday, 9am to 6pm and 9am to 12pm on Saturdays. Key Temporary Criteria

  • Maximum LTV is 90%
  • We are now accepting new build applications up to max 80% LTV (60% for flats)
  • We have temporarily withdrawn all shared ownership products
  • We will consider furloughed applicants by referral only. Please contact us to discuss with full details of the circumstances before submitting an application
  • We are conducting desktop valuations on all applications up to 70% LTV that meet our AVM criteria. These can then progress to offer as normal. Applications above 70% LTV and those that do not meet criteria, will be progressed as far as possible and subject to a physical valuation before a binding offer can be issued. We are now instructing physical valuations in England & Wales

The Melton for Brokers


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The Melton Scoops Seven Industry Awards in 2017


The Melton received seven accolades last year in four key industry awards – MoneyAge, What Mortgage, Moneyfacts and most recently, the Mortgage Finance Gazette Awards. “We are extremely proud to be recipients of these awards, including winner of Mortgage Provider of the Year in the MoneyAge Awards for the second year in a row,” said...

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New Lower ICR for Business Buy to Let Remortgages


The Melton has launched a new pound-for-pound remortgage product for business buy to let customers only with a lower interest coverage ratio of 130% of the monthly mortgage interest payment.  This product is calculated on an interest only basis using a stressed interest rate of 5.5%. The Melton considers lending to landlords with a portfolio...

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75% LTV on Buy to Let from the Melton


Following feedback from brokers, the Melton has increased the LTV on its Consumer, Family and Business Buy to Let products from 60% to 75% making buy to let a viable option for a wide range of customers.  The Melton’s buy to let proposition allows landlords a portfolio of up to three properties with a total...

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The Melton Broadens Accessibility Of Self Build


In direct response to customer feedback, the Society has launched a new Short Term Self Build Product with a minimum term of 12 months and maximum term of 5 years, with no ERCs (early repayment charges).  This product will be particularly beneficial to customers who may also own a residential property that they wish to...

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New Family Assist Self Build Mortgage


The Melton has extended its range of self build mortgages with the launch of a new Family Assist Self Build Mortgage.  This innovative new product allows parents to provide the deposit and have it returned as a final stage payment on completion of the build, making self build a viable option for a diverse range...

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You said. We did.


As a direct result of feedback from our broker survey in September, we have implemented a number of changes to improve our service to you.  54% of respondents asked for quicker processing times and an online application system.  We’ve provided just that, including a brand new easy to use broker website.

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The Melton scores awards hat trick!


The Melton has received three top industry awards in 2016 – Moneyfacts commendation in the First Time Buyer category, winner of Mortgage Provider of the Year in the MoneyAge Awards and winner of the Mortgage Finance Gazette Mortgage Product Innovation Award. “We are extremely proud to be winners of not just one, but three industry...

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MoneyAge Mortgage Provider of the Year


  The MoneyAge Mortgage Provider of the Year award is one of the most coveted of all the MoneyAge accolades, given how competitive a market it is and how crucial this form of lending is to consumers today. This year the trophy went to a lender which has shown a true dedication to meeting its...

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Service Update

Due to unprecedented demand we are extremely busy at the moment and our service levels may be longer than normal.

We apologise for any inconvenience this may cause.