Coronavirus - Help us to help you.

We have temporarily reduced our opening hours.  From Monday 8 June our Principal Office will be open Monday to Friday, 9am to 6pm and closed on Saturdays. Please be patient with us while we work hard to minimise the impact of COVID-19 on our services. We apologise for any inconvenience this may cause.

Due to unprecedented demand we are extremely busy at the moment and our service levels may be longer than normal.  We apologise for any inconvenience this may cause.

Key Temporary Criteria

  • Maximum LTV is 80%
  • We are now accepting new build applications up to max 80% LTV (60% for flats)
  • We have temporarily withdrawn all shared ownership products
  • We will consider furloughed applicants by referral only. Please contact us to discuss with full details of the circumstances before submitting an application
  • We are conducting desktop valuations on all applications up to 70% LTV that meet our AVM criteria. These can then progress to offer as normal. Applications above 70% LTV and those that do not meet criteria, will be progressed as far as possible and subject to a physical valuation before a binding offer can be issued. We are now instructing physical valuations in England & Wales


Thank you for your patience
The Melton for Brokers


The Melton Adds Modern Methods of Construction


The Melton Building Society is further supporting the self build market with a change to its lending criteria to allow lending on Modern Methods of Construction (MMC) properties. The Society will now consider Huf Haus, SIPs, Timber Frame, Light Gauge Metal Framing and CLT Panels as construction types for its standard self build mortgages.

“Modern Methods of Construction are transforming the way new homes are being built and we recognise the need to enhance our criteria to support this,” says Dan Atkinson, Head of Sales & Marketing, the Melton Building Society. “Self build and renovation offer choice and diversity to home buyers and this is particularly important where supply of property falls short of demand. The Melton has long pioneered the development of self build finance and this latest change to our lending criteria will give self builders more flexibility with their build projects.”

Craig Hall, New Build Manager at Legal & General Mortgage Club says “It is great to see further lender support for Modern Methods of Construction, as the Government has set a target of delivering 300,000 new homes per year by the mid 2020’s. MMC, Self and Custom Build are forming an important part of the solution to increasing supply.”

The Melton is one of just a few lenders who will lend to purchase land and the Society’s award-winning range of self build products includes a Self Build Advance Mortgage which provides stage payments in advance of each build stage, an Eco Mortgage with a special discounted rate that recognises investment in energy efficient features and a Family Assist Self Build product, helping younger borrowers with no deposit to build their own home.

Service Update

Due to unprecedented demand we are extremely busy at the moment and our service levels may be longer than normal.

We apologise for any inconvenience this may cause.